Indian law makes tenants deduct over 31% TDS on rent paid to NRIs — from the first rupee. Most NRI landlords' real tax is a fraction of that, so the rest sits with the tax department for months, or never comes back. Farlord helps you stop the over-deduction and get your money back.
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It isn't your fault. The rules are built for the worst case, and nobody tells you the rest.
Residents' tenants only deduct TDS above ₹50,000 a month. For NRIs there's no threshold, no slab, no standard deduction — just a flat 30% plus cess.
Your tenant needs a TAN, has to deposit TDS on time and file quarterly returns. Miss one step and the credit never shows up against your PAN.
Even when everything's filed right, you only get the excess back after filing your return — and mismatches hold it up further.
Built for owners abroad. Everything happens online, in your time zone.
We estimate your real tax and prepare your application for a lower-deduction certificate, so your tenant withholds the right amount, not 31%.
Your tenant gets a simple, step-by-step guide and reminders: getting a TAN, paying TDS, filing quarterly returns, issuing your certificate. No more chasing them on WhatsApp.
We check that each payment's TDS appears against your PAN and flag mismatches long before you file, so your refund isn't held up.
Rent received, TDS deducted, certificates and receipts, ready for your CA or your own filing at year end.
Property managers charge 8–10% of your rent. Farlord is a flat yearly fee per property.
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Yes. The Income Tax Act lets you apply to the tax department for a certificate of lower or nil deduction when your real tax is lower than the TDS rate. Once it's issued, your tenant deducts at the lower rate. The application is made online on the income-tax portal.
Yes, and this is where most problems start. A tenant paying rent to an NRI needs a TAN, has to deposit TDS on time and file a quarterly TDS return, then give you a TDS certificate. Farlord walks them through each step and reminds them before deadlines.
Farlord is software that organises and checks the paperwork. It isn't a substitute for professional advice. For complex situations (several properties, capital gains, DTAA claims) we recommend a chartered accountant, and you can share your Farlord statement with them directly.
FY 2025-26 slab rates under both the new and old regimes, the 30% standard deduction on rental income, home-loan interest, and the 30% + surcharge + 4% cess TDS rate for NRIs. India's new Income-tax Act took effect in 2026, and we'll update the rules as guidance is published.
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